ZIP 37128 Foreclosure, Tax-Lien & Distress Report
Rutherford County, Tennessee · Distress market
Scored on a fixed 0-100 scale, 37128 (Rutherford County, Tennessee) returns a low composite of 29/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (41/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 63 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).
The peak-phase market in 37128 posted values that rose 1.3% over the year, and 5% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 30/100. The poverty rate is 4.6% — low. The vacancy rate is 5.4%. About 38% have a four-year degree. At $89,069, median income runs above typical U.S. levels. There are about 30,651 housing units across 37128. Around 36% of renters are cost-burdened. About 77,016 people live here, median age 32. 65% of housing is owner-occupied. Home values center near $397,900, an affordability ratio of 4.1×.
On balance 37128 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 37128 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37128 can be compared directly against any other ZIP in Rutherford County, Tennessee or nationwide. 37128 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 37128 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 37128 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 37128’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 37128 by the numbers
37128 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Rutherford County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Keep going: ZIP, county and state distress coverage for Rutherford County, Tennessee.
Get the full acquisition report for 37128
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Deterministic scoring, sourced entirely from public data · methodology