ZIP 37020 Property Distress & Foreclosure Data

In Bedford County, Tennessee, ZIP 37020 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 51/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (75/100)). Its standout signals are construction/permit lag (56/100), structural risk (51/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (12/100).

The peak-phase market in 37020 posted values that rose 2.9% over the year, and 14% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 97% owner-occupied to 3% rented. Rent burden reaches 45% of tenant households. Population is roughly 5,171 with a median age of 39. Vacancy runs 5.7%. A median home runs $345,100 here, or 3.7 times local income. Households earn a median $81,025 — near the roughly $78,000 national figure. About 29% have a four-year degree. There are about 2,110 housing units across 37020. On demographic stress specifically, 37020 scores 27/100. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 37020 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.