ZIP 37020 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37020 (Bedford County, Tennessee) at a low 21/100 for overall property distress. The split runs 46/100 structural to 4/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (75/100). What sets it apart are the readings on structural risk (46/100), construction/permit lag (44/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (12/100).

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 14% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

97% of housing is owner-occupied. Around 45% of renters are cost-burdened. 5,171 residents call 37020 home, typically aged 39. Vacancy runs 5.7%. The typical home is worth about $345,100 (3.7× income, relatively affordable). Median household income is $81,025, near the U.S. median near $78,000. Around 29% of adults hold a bachelor's degree or higher. There are about 2,110 housing units across 37020. On demographic stress specifically, 37020 scores 27/100. 4.5% of residents fall below the poverty threshold.

On balance 37020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 37020 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 37020's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 37020, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37020's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 37020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.