ZIP 37360 Foreclosure, Tax-Lien & Distress Report

Bedford County, Tennessee's ZIP 37360 registers 20/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (44/100), construction/permit lag (41/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (13/100). Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 44/100, with 4/100 of stress already active.

The peak-phase market in 37360 posted values that rose 2.0% over the year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 8% of renters are cost-burdened. About 38% have a four-year degree. At $81,957, median income runs near typical U.S. levels. A median home runs $266,000 here, or 3.0 times local income. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 76% owner-occupied to 24% rented. Population is roughly 1,792 with a median age of 50. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 725 housing units.

Net-net, 37360 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 37360 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 37360 stays directly comparable to neighboring ZIPs and the rest of Bedford County, Tennessee. 37360 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 37360 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37360 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.