Bedford County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bedford County, TN distress report, 2026: 13 ZIPs scored in Bedford, TN, Bedford, TN average 22/100; the top Bedford, TN ZIP is 37060 at 27/100; Bedford, TN market phase peak, Bedford, TN prices +2.0% year over year.
- Bedford, TN ranks #3,026 nationally (opportunity index); Bedford, TN #95 in Tennessee; Bedford, TN index 22.9.
- Bedford, TN: no CFPB county sample; Bedford, TN non-metro area reading 1.3%.
- Bedford, TN ZIP phases: 13 peak.
- Bedford, TN residential listings tracked: 9 across 5 ZIPs; Bedford, TN candidate listings 2.
- Bedford, TN HUD assisted properties: 3 with 41 units.
- Bedford, TN lenders on watch: 6; largest Bedford, TN footprint First Community Bank Of Tn (3 branches).
- Bedford, TN most distressed ZIP: 37060 at 27/100.
Bedford, TN figures: DLRadar distress index; Bedford, TN inputs: CFPB, FHFA, HUD, FDIC; Bedford, TN rebuilt as sources refresh.
| Rank | Bedford, TN ZIP | Score |
|---|---|---|
| 1 | 37060 | 27/100 |
| 2 | 37153 | 27/100 |
| 3 | 37018 | 24/100 |
| 4 | 37020 | 21/100 |
| 5 | 37091 | 21/100 |
| 6 | 37144 | 21/100 |
| 7 | 37360 | 21/100 |
| 8 | 37034 | 20/100 |
| 9 | 37180 | 20/100 |
| 10 | 37183 | 20/100 |
| 11 | 37334 | 20/100 |
| 12 | 37160 | 19/100 |
Most distressed Bedford, TN ZIPs (0-100, 2026)
Mortgage delinquency around Bedford, TN
No CFPB county sample covers Bedford, TN; the non-metro area reading for Bedford, TN: 1.3% ninety-plus; Bedford, TN area thirty-to-eighty-nine 3.3% (December 2025, Bedford, TN); Tennessee overall 0.9%.
Opportunity index: Bedford, TN
Bedford, TN index 22.9, Bedford, TN phase weak; Bedford, TN primary driver bank institutional, Bedford, TN second driver construction. Bedford, TN components: property stress 10.1, foreclosure pressure 9.4, listing discounts 20.1, bank stress 52.9, insurance 0.0; Bedford, TN pulse 25.1; Bedford, TN capital opportunity 19.5; Bedford, TN seven-day change -0.1%.
ZIP market phases inside Bedford, TN
13 Bedford, TN ZIPs carry a price-cycle phase; Bedford, TN ZIPs by phase (Bedford, TN), deepest drawdown first: peak, +1.4% YoY, 0.2% off peak (Bedford, TN): 37153, 37060; peak, +1.8% YoY, 0.1% off peak (Bedford, TN): 37020; peak, +2.0% YoY, 0.0% off peak (Bedford, TN): 37180, 37091; peak, +2.0% YoY (Bedford, TN): 37018, 37034, 37144, 37160, Bedford, TN 37183, 37334, 37360, 37388.
Residential listings by Bedford, TN ZIP
Bedford, TN ZIPs with the most tracked Bedford, TN residential listings: 37160 9 listings, 2 candidates, bank pressure 64; 37020 0 listings, 0 candidates, bank pressure 60; 37180 0 listings, 0 candidates, bank pressure 60; 37183 0 listings, 0 candidates, bank pressure 60 (Bedford, TN); 37360 0 listings, 0 candidates, bank pressure 60. Bedford, TN totals: 9 listings; Bedford, TN candidates 2; active ZIPs 1.
HUD assisted housing in Bedford, TN
3 assisted properties with 41 units sit in Bedford, TN; largest Bedford, TN properties: Clyde Rooker Senior Village (Shelbyville) 15 units, 14 assisted; Dr. Tom Richards Center (Shelbyville) 15 units, 14 assisted; Tony Rice Trans Living (Shelbyville) 11 units, 10 assisted in Bedford, TN.
Lenders with branches in Bedford, TN
Bedford, TN lenders by branch count: First Community Bank Of Tn (Bedford, TN): stress 78, 3 branches low in Bedford, TN; First Nb Of Middle Tennessee (Bedford, TN): stress 71, 1 branch low in Bedford, TN; Wellworth Bank (Bedford, TN): stress 65, 1 branch low in Bedford, TN; Pinnacle Bank (Bedford, TN): stress 64, 1 branch low in Bedford, TN; Firstbank (Bedford, TN): stress 55, 1 branch low in Bedford, TN; First Commerce Bank (Bedford, TN): stress 50, 1 branch low in Bedford, TN.
Vacancy and permits, Bedford, TN
983 of 20,488 Bedford, TN housing units are vacant; Bedford, TN permits, twelve months: 0 multifamily units in Bedford, TN, 394 one-to-four unit units.
Work Bedford, TN at the parcel level
Every Bedford, TN parcel carries owner and address; every Bedford, TN parcel carries APN; Bedford, TN distress scores sit on the Bedford, TN live board.
Bedford, TN figures refresh with each source.
Bedford, TN questions
Most distressed ZIP code in Bedford County, TN?
ZIP 37060 leads Bedford, TN at 27/100; next in Bedford, TN: 37153 at 27/100; the Bedford, TN average is 22/100.
Where does Bedford County, TN rank for investment opportunity?
Bedford, TN is #3,026 among all ranked counties, #95 in Tennessee; the Bedford, TN driver is bank institutional; Bedford, TN moved down 10 places.
How many mortgages are delinquent in Bedford County, TN?
Bedford, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Bedford, TN.
Which banks lend in Bedford County, TN?
6 watched lenders hold Bedford, TN branches; the largest Bedford, TN footprints are First Community Bank Of Tn (3), First Nb Of Middle Tennessee (1), Wellworth Bank (1).
More on Bedford, TN
Bedford County, TN distress report: public-record figures for Bedford, TN; not legal advice for Bedford, TN; not tax or investment advice; verify every Bedford, TN record before acting.