Bedford County, TN: Home-Insurance Distress & Forced-Sale Pressure
Bedford County, TN: 21/100 (low) home-insurance distress; Bedford, TN band LOW; Bedford, TN #2,251 of 3,222 counties; Bedford, TN #73 of 95 in Tennessee; raw Bedford, TN 24.3; Bedford, TN coverage multiplier 0.85.
FEMA hazard, Bedford, TN: 40/100; Bedford, TN declarations, three years: 6; Bedford, TN perils: 2 severe-storm; Bedford, TN five-year count 6 (severity 12.0); Bedford, TN ten-year 6; hazard-weighted, Bedford, TN: 2.0.
Declared incidents on the Bedford, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Bedford, TN).
NFIP claims, Bedford, TN, three years: none; Bedford, TN claim-stress 0/100.
Bedford, TN monthly score fell, 24 (March 2026) to 20 (October 2026); Bedford, TN by month: March 24, April 24, May 24, June 24 (Bedford, TN), July 23, August 26, September 21, October 20.
Bedford, TN components: climate 40; Bedford, TN retreat index 20; Bedford, TN climate multiplier 0.85.
Construction distress, Bedford, TN: 47/100 as of August 2026 (Bedford, TN: 50/100 one-to-four unit, 9/100 multifamily).
Bedford, TN ZIPs, June 2026 (Bedford, TN, 13 highest): score 0 (Bedford, TN), climate 90 (Bedford, TN): 37153; score 0 (Bedford, TN), climate 89 (Bedford, TN): 37060; score 0 (Bedford, TN), climate 75 (Bedford, TN): 37020; score 0 (Bedford, TN), climate 70 (Bedford, TN): 37180; score 0 (Bedford, TN), climate 67 (Bedford, TN): 37160; score 0 (Bedford, TN), climate 65 (Bedford, TN): 37018, 37183, 37360; score 0 (Bedford, TN), climate 56 (Bedford, TN): 37034; score 0 (Bedford, TN), climate 55 (Bedford, TN): 37144; score 0 (Bedford, TN), climate 54 (Bedford, TN): 37091; score 0 (Bedford, TN), climate 53 (Bedford, TN): 37334; score 0 (Bedford, TN), climate 52 (Bedford, TN): 37388.
DLRadar rescores Bedford, TN monthly; Bedford, TN readings join Bedford, TN foreclosure, lien and ownership parcels (Bedford, TN), so cost-squeezed Bedford, TN owners surface before listing.
Inside Tennessee, Bedford County ranks 73rd of 95 counties for home-insurance distress at 21/100; Wayne County (27/100) sits just above Bedford County, and Benton County (21/100) sits just below Bedford County.
Deterministic. Every Bedford County, TN signal traces to a public Bedford dataset (FEMA, NFIP, Census for Bedford, TN) · how insurance distress works in Bedford, TN · methodology
FAQ: Bedford County, TN insurance distress
What is the Bedford County, TN home-insurance-distress score?
Bedford, TN: 21/100 (LOW), #2,251 of 3,222, #73 in Tennessee. FEMA hazard, Bedford, TN: 40/100; NFIP stress, Bedford, TN: 0/100; construction, Bedford, TN: 47/100; Bedford, TN rescores monthly.
Is Bedford County insurance distress getting better or worse (TN)?
Bedford, TN: 24 in March 2026; Bedford, TN: 20 in October 2026 (better); Bedford, TN climate component 40.
Which Bedford County ZIP codes carry the most insurance distress (TN)?
Bedford, TN, June 2026: 37153 at 0, 37060 at 0, 37020 at 0, 37180 at 0; Bedford, TN climate scores there: 90, 89, 75, 70.
Why does Bedford, TN insurance distress create sellers?
A Bedford, TN premium outruns the Bedford, TN budget; a carrier leaves Bedford, TN; Bedford, TN carrying cost passes plan; Bedford, TN owners sell while current; Bedford, TN insurance distress leads Bedford, TN foreclosure data.