ZIP 37180 Foreclosure, Tax-Lien & Distress Report

ZIP code 37180 in Bedford County, Tennessee carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (46/100), structural risk (43/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Structural risk reads 43/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 22% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,343 housing units. Median household income is $88,581, above the U.S. median near $78,000. Rent burden reaches 6% of tenant households. Around 17% of adults hold a bachelor's degree or higher. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 37180 scores 22/100. The typical home is worth about $297,600 (3.1× income, relatively affordable). 3,831 residents call 37180 home, typically aged 43. Vacancy runs 2.6%.

Overall, 37180 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 37180 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 37180 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37180 can be compared directly against any other ZIP in Bedford County, Tennessee or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 37180 shows blanks, not estimates, wherever the record is sparse.

37180's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37180 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.