ZIP 37138 Property Distress & Foreclosure Data

In Davidson County, Tennessee, ZIP 37138 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 73/100 against active distress of 6/100. Its standout signals are structural risk (73/100), construction/permit lag (66/100), institutional ownership (51/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 11% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

22,539 residents call 37138 home, typically aged 44. 79% of housing is owner-occupied. Rent burden reaches 36% of tenant households. Vacancy runs 4.5%. The typical home is worth about $363,000 (4.0× income, relatively affordable). The demographic-stress sub-score lands at 28/100. Around 40% of adults hold a bachelor's degree or higher. There are about 10,248 housing units across 37138. The poverty rate is 7.1% — low. At $87,450, median income runs above typical U.S. levels.

Overall, 37138 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.