ZIP 37204 Foreclosure, Tax-Lien & Distress Report
Davidson County, Tennessee · High Value market
DLRadar grades ZIP 37204 (Davidson County, Tennessee) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (93/100). The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (66/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Structurally it carries 74/100, against 6/100 of stress already in motion.
The peak-phase market in 37204 posted values that rose 1.3% over the year, and 12% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 8.5%. Home values center near $907,500, an affordability ratio of 7.6× — stretched. Households earn a median $109,341 — above the roughly $78,000 national figure. 54% of housing is owner-occupied. Rent burden reaches 28% of tenant households. About 77% have a four-year degree. About 17,004 people live here, median age 30. The ZIP holds roughly 8,016 housing units. 6.7% of residents fall below the poverty threshold. On demographic stress specifically, 37204 scores 36/100.
Overall, 37204 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 37204 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 37204's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 37204 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 33/100 figure for 37204 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 37204 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 37204’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 37204 distress snapshot
The live 37204 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Davidson County ZIP codes
Related reports across Davidson County, Tennessee
Keep going: ZIP, county and state distress coverage for Davidson County, Tennessee.
The complete 37204 distress and acquisition report
See who owns each distressed property in 37204, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology