ZIP 37238 Foreclosure, Tax-Lien & Distress Report

ZIP code 37238 in Davidson County, Tennessee carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (93/100). Structural risk reads 74/100 against active distress of 0/100. Its standout signals are structural risk (74/100), construction/permit lag (66/100), institutional ownership (48/100).

The market reads peak — home values rose 1.3% year on year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Net-net, 37238 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37238 at the moment; the composite and its components are still built from verifiable public records.

The 37238 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 37238 stays directly comparable to neighboring ZIPs and the rest of Davidson County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37238 shows blanks, not estimates, wherever the record is sparse.

The 33/100 figure for 37238 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37238 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.