ZIP 37221 Foreclosure, Tax-Lien & Distress Report

ZIP 37221's composite property-distress score is 33/100 - DLRadar classes that as moderate for Davidson County, Tennessee. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Structurally it carries 74/100, against 6/100 of stress already in motion.

The peak-phase market in 37221 posted values that rose 1.3% over the year, and 14% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $99,083, median income runs above typical U.S. levels. Vacancy runs 6.9%. The tenure split is 70% owner-occupied to 30% rented. Around 42% of renters are cost-burdened. 6.3% of residents fall below the poverty threshold. There are about 21,079 housing units across 37221. 41,811 residents call 37221 home, typically aged 40. On demographic stress specifically, 37221 scores 28/100. Educational attainment sits at 62% bachelor's-or-above. The typical home is worth about $463,900 (4.4× income).

Overall, 37221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 37221 at the moment; the composite and its components are still built from verifiable public records.

The 37221 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 37221 stays directly comparable to neighboring ZIPs and the rest of Davidson County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37221 shows blanks, not estimates, wherever the record is sparse.

Each component behind 37221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For a buyer, 37221 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.