ZIP 37082 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37082 in Cheatham County, Tennessee comes in at 22, a low composite-distress reading. Structural exposure scores 48 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (65/100)). What sets it apart are the readings on construction/permit lag (60/100), structural risk (48/100), institutional ownership (41/100). By contrast, mortgage stress (15/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 12% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 2.3%. 5,564 residents call 37082 home, typically aged 42. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $418,800, an affordability ratio of 3.8× — accessible. Rent burden reaches 15% of tenant households. Median household income is $95,301, above the U.S. median near $78,000. The ZIP holds roughly 2,262 housing units. Educational attainment sits at 28% bachelor's-or-above. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 37082 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 37082 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 37082's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 37082 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 37082 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 37082 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.