ZIP 37043 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37043 (Montgomery County, Tennessee) at a moderate 32/100 for overall property distress. Its standout signals are structural risk (73/100), construction/permit lag (63/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (87/100), FEMA disaster exposure (60/100). Structurally it carries 73/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, 2.4% off the recent peak, and 15% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $356,900 (3.5× income, relatively affordable). The poverty rate is 4.7% — low. Around 30% of renters are cost-burdened. Educational attainment sits at 43% bachelor's-or-above. At $91,871, median income runs above typical U.S. levels. Vacancy runs 5.0%. The ZIP holds roughly 22,938 housing units. 57,246 residents call 37043 home, typically aged 36. The demographic-stress sub-score lands at 26/100. 70% of housing is owner-occupied.

On balance 37043 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 37043 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 37043 shows blanks, not estimates, wherever the record is sparse.

37043's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37043 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.