ZIP 37040 Property Distress & Foreclosure Data

Composite property distress in 37040 (Montgomery County, Tennessee) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 69 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (55/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (88/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 2.8% year on year, 1.2% off the recent peak, and 11% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 62,137 people live here, median age 31. 18.0% of residents fall below the poverty threshold. Vacancy runs 6.0%. Educational attainment sits at 30% bachelor's-or-above. Owners hold 59% of homes, renters 41%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $270,000, an affordability ratio of 3.7× — accessible. There are about 26,100 housing units across 37040. Median household income is $65,331, below the U.S. median near $78,000. Rent burden reaches 42% of tenant households.

Net-net, 37040 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.