Montgomery County, TN: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, TN, Tennessee: 15 ZIP codes scored, Montgomery County, TN averaging 28/100 (low, Montgomery, TN), from 14 to 33. Montgomery County, TN is in its peak phase (Montgomery, TN confidence 31/100): Montgomery, TN home prices up 1.9% (Montgomery, TN) over twelve months, 2.5% under their peak. Montgomery County, TN lender headwind: 49/100.
Highest-scoring Montgomery County, TN ZIPs: 37040 (33/100), 37042 (33/100), 37142 (33/100), 37171 (33/100), 37191 (33/100), 42223 (33/100). Also scored in Montgomery County, TN: 37043, 37052, 37010, 37051, 37015, 37032, 37079, 37050, 37061.
Across Montgomery County, TN's scored ZIPs: median home value $278,821, household income $73,911, 9.8% vacancy, 12.1% poverty, 75% owner-occupied, median age 38.7.
Montgomery County, TN insurance distress 81/100 (#347 in the US); FEMA hazard 71/100 for Montgomery, TN; 15 federal disaster declarations in Montgomery County, TN since 2023; 50 Montgomery, TN NFIP flood claims, $3.0M paid; Montgomery, TN construction distress 63/100.
13 banks with 43 branches lend in Montgomery County, TN; Montgomery, TN weighted bank stress 62/100, highest 75/100 in Montgomery, TN.
Montgomery County, TN unemployment 4.0% (Montgomery, TN -0.1 pts, six months); 2,433 new housing units permitted in Montgomery County, TN over twelve months, Montgomery, TN down 13% from 2,803; Montgomery, TN home prices +10.0% a year (Montgomery, TN) over three years.
93,445 housing units in Montgomery County, TN; 31,248 Montgomery, TN renter households; 42% of Montgomery, TN renters spend 30%+ of income on rent, 18% (Montgomery, TN) half or more.
Montgomery County, TN ranks #1,524 nationally on the opportunity index (Montgomery, TN, among all ranked counties); Montgomery, TN scores 29.3/100 and Montgomery, TN sits #41 inside Tennessee. Montgomery, TN is in the early_signal opportunity phase; Montgomery, TN's primary driver is construction, Montgomery, TN second driver bank institutional; Montgomery, TN moved up 486 places. 70 short-sale listings across Montgomery, TN; 86 days on market observed in Montgomery, TN; 6.8% vacancy over 15 Montgomery, TN ZIPs.
1.2% of Montgomery County, TN mortgages were ninety-plus days late in December 2025; Montgomery, TN's thirty-to-eighty-nine-day share was 2.9% (CFPB county sample). Montgomery, TN's ninety-day rate is down 0.2 points on twelve months earlier; the Montgomery, TN peak since 2008 was 3.3% in January 2010; Tennessee overall reads 0.9%.
Montgomery County, TN has 5 watched banks; 5 Montgomery, TN banks sit in an elevated band. Montgomery, TN footprints: Lawrence Bank (9 branches, stress 64) in Montgomery, TN; Legends Bank (5 branches, stress 71) in Montgomery, TN; First Federal Bank (5 branches, stress 57) in Montgomery, TN.
HUD lists 11 assisted multifamily properties in Montgomery County, TN with 1,204 units; 334 Montgomery, TN units are assisted, 4 Montgomery, TN properties under project-based Section 8.
5,686 of the 93,445 housing units in Montgomery, TN sit vacant. Montgomery County, TN permitted 891 multifamily units in twelve months; Montgomery, TN's one-to-four unit structures added 1,542 units in Montgomery County, TN.