Montgomery County, TN: Foreclosures, Tax Liens & Distressed Properties

Montgomery County, Tennessee sits inside DLRadar's nationwide distress index, built entirely from public records. County-level credit and bank headwind reads 49/100. Across its ZIPs, composite distress spans 13 to 33 out of 100. 15 ZIP codes are tracked county-wide, averaging 28/100 distress.

The peak-phase county posted home values that rose 1.9% over twelve months and 2.5% down from peak (phase confidence 31/100). On a market plateau, the opportunity narrows so screen ZIP by ZIP.

At +1.9% YoY and 31/100 confidence, the discount lives in outliers so the headline market won't hand it over. A mid-cycle 49/100 lender reading points to a blend the ZIP scores sort out.

Top distress by ZIP runs 37040 (33/100), 37042 (33/100), 37043 (33/100), 37052 (33/100), 37142 (33/100), 37171 (33/100), listed with every scored ZIP below. Coverage extends to 37191, 42223, 37010, 37032, 37051, 37015, 37079, 37050, 37061 among others.

Underneath the scores, Montgomery County's scored ZIPs show household income averaging about $73,911, roughly at the national median, median home values around $278,821 (below the national figure), 12.1% of households below the poverty line, residents with a median age around 38.7, vacancy near 9.8%, an owner-occupied share of 75%. Numbers like these frame the depth of motivated supply and the pace of resale.

At 28/100 composite over 15 ZIPs, the edge is selective acquisition — work it parcel by parcel. Unlock Montgomery County to see every parcel's owner, APN and address, score, bank exposure and an exit-velocity estimate.

The distress read for Montgomery County, Tennessee is refreshed as new public records post and uses the same methodology coast to coast, so Montgomery County stays directly comparable to any other market you track.

For anyone buying in Montgomery County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 33/100. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Montgomery County data is thin.

Drilling in, Montgomery County's highest-scoring ZIPs are 37040 (33/100), 37042 (33/100), 37043 (33/100), 37052 (33/100), 37142 (33/100), 37171 (33/100). DLRadar also scores 37191, 42223, 37010, 37032, 37051, 37015, 37079, 37050 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Montgomery County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.