ZIP 37191 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37191 (Montgomery County, Tennessee) at a moderate 33/100 for overall property distress. The most distinctive pressure shows up in structural risk (73/100), construction/permit lag (63/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low. Latent structural risk is 73/100 while live distress already moving reads 6/100. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (88/100), FEMA disaster exposure (60/100)).

The peak-phase market in 37191 posted values that rose 1.9% over the year, 2.5% off the recent peak, and 11% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 21/100. 4.6% of residents fall below the poverty threshold. Around 24% of adults hold a bachelor's degree or higher. Around 6% of renters are cost-burdened. About 3,998 people live here, median age 39. Median household income is $97,174, above the U.S. median near $78,000. The ZIP holds roughly 1,645 housing units. A median home runs $271,000 here, or 2.5 times local income. The tenure split is 90% owner-occupied to 10% rented.

On the whole, 37191 leans distressed, with opportunity clustered in specific stressed parcels. 37191 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 37191 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 37191 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Tennessee. Nothing here is interpolated — where a source is thin for 37191, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37191's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 37191 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.