ZIP 37042 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37042 (Montgomery County, Tennessee) returns a moderate composite of 33/100. The latent-versus-live split is 73/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (73/100), construction/permit lag (61/100), institutional ownership (56/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (88/100), FEMA disaster exposure (65/100)).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, 2.5% off the recent peak, and 9% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $247,100 here, or 3.3 times local income. Rent burden reaches 33% of tenant households. The ZIP holds roughly 36,524 housing units. 60% of housing is owner-occupied. Around 26% of adults hold a bachelor's degree or higher. Median household income is $66,435, below the U.S. median near $78,000. 85,169 residents call 37042 home, typically aged 30. 12.1% of residents fall below the poverty threshold. The vacancy rate is 7.9%. DLRadar's demographic-stress index for the area reads 30/100.

On balance 37042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 37042 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 37042's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 37042 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 for 37042 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 37042 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.