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ZIP 42286 Foreclosure, Tax-Lien & Distress Report

Todd County, Kentucky · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 42286 in Todd County, Kentucky comes in at 20, a low composite-distress reading. Structural exposure scores 45 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on institutional ownership (57/100), structural risk (45/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (23/100) register low.

The expansion-phase market in 42286 posted values that rose 5.1% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 2,143 people live here, median age 22. There are about 695 housing units across 42286. Owners hold 71% of homes, renters 29%. Around 8% of renters are cost-burdened. Median household income is $66,897, below the U.S. median near $78,000. Vacancy runs 9.9%. About 27% have a four-year degree. On demographic stress specifically, 42286 scores 32/100. A median home runs $276,200 here, or 2.9 times local income. 44.0% of residents fall below the poverty threshold.

Taken together, 42286 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 42286 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 42286's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 42286, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

42286's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 42286 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
45/100
Structural risk
7/100
Distress activity

ZIP 42286 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 42286 by the numbers

A live read on 42286: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Further distress data across Todd County, Kentucky at ZIP, county and state level.

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