ZIP 42286 Property Distress & Foreclosure Data

In Todd County, Kentucky, ZIP 42286 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (64/100), institutional ownership (59/100), structural risk (56/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,143 residents call 42286 home, typically aged 22. There are about 695 housing units across 42286. Owners hold 71% of homes, renters 29%. Rent burden reaches 8% of tenant households. Median household income is $66,897, below the U.S. median near $78,000. Vacancy runs 9.9%. Educational attainment sits at 27% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $276,200, an affordability ratio of 2.9× — accessible. 44.0% of residents fall below the poverty threshold.

Taken together, 42286 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.