ZIP 42204 Foreclosure, Tax-Lien & Distress Report

In Todd County, Kentucky, ZIP 42204 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (68/100)). Its heaviest discrete signals: institutional ownership (58/100), structural risk (45/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (18/100) stay muted. Structurally it carries 45/100, against 7/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 746 with a median age of 36. The typical home is worth about $240,300 (3.7× income, relatively affordable). Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. There are about 419 housing units across 42204. Around 15% of adults hold a bachelor's degree or higher. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 63% of homes, renters 37%. At $58,227, median income runs below typical U.S. levels.

Net-net, 42204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 42204 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 42204 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Todd County, Kentucky and the nation. Nothing here is interpolated — where a source is thin for 42204, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

42204's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 42204 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.