Todd County, KY: Foreclosures, Tax Liens & Distressed Properties
Todd County, KY, Kentucky: 9 ZIP codes scored, Todd County, KY averaging 23/100 (low, Todd, KY), from 20 to 31. Todd County, KY is in its expansion phase (Todd, KY confidence 33/100): Todd, KY home prices up 5.3% (Todd, KY) over twelve months. Todd County, KY lender headwind: 39/100.
Highest-scoring Todd County, KY ZIPs: 42266 (31/100), 42256 (23/100), 42265 (23/100), 42204 (22/100), 42220 (22/100), 42234 (22/100). Also scored in Todd County, KY: 42280, 42286, 42345.
Across Todd County, KY's scored ZIPs: median home value $202,822, household income $63,274, 17.8% vacancy, 20.2% poverty, 78% owner-occupied, median age 36.5.
Todd County, KY insurance distress 68/100 (#670 in the US); FEMA hazard 74/100 for Todd, KY; 12 federal disaster declarations in Todd County, KY since 2023; 2 Todd, KY NFIP flood claims, $16K paid; Todd, KY construction distress 36/100.
3 banks with 7 branches lend in Todd County, KY; Todd, KY weighted bank stress 60/100, highest 64/100 in Todd, KY.
Todd County, KY unemployment 3.5% (Todd, KY +0.1 pts, six months); 39 new housing units permitted in Todd County, KY over twelve months, Todd, KY up 11% from 35; Todd, KY home prices +11.2% a year (Todd, KY) over three years.
5,187 housing units in Todd County, KY; 1,148 Todd, KY renter households; 20% of Todd, KY renters spend 30%+ of income on rent, 9% (Todd, KY) half or more.
Todd County, KY ranks #747 nationally on the opportunity index (Todd, KY, among all ranked counties); Todd, KY scores 32.2/100 and Todd, KY sits #59 inside Kentucky. Todd, KY is in the watchlist opportunity phase; Todd, KY's primary driver is vacancy, Todd, KY second driver bank institutional; Todd, KY moved down 18 places. 2 short-sale listings across Todd, KY; 93 days on market observed in Todd, KY; 14.8% vacancy over 9 Todd, KY ZIPs.
No CFPB county sample covers Todd County, KY. The non-metro area reading for Todd, KY: 1.1% ninety-plus days late; Todd, KY's thirty-to-eighty-nine share is 3.0% (Todd, KY, December 2025 data); Kentucky overall 1.0%.
Todd County, KY has 2 watched banks; 2 Todd, KY banks sit in an elevated band. Todd, KY footprints: Elkton Bank&Trust Co (4 branches, stress 64) in Todd, KY; United Southern Bank (2 branches, stress 54) in Todd, KY.
HUD lists 1 assisted multifamily property in Todd County, KY with 48 units; 48 Todd, KY units are assisted, 1 Todd, KY properties under project-based Section 8.
628 of the 5,187 housing units in Todd, KY sit vacant. Todd County, KY permitted 0 multifamily units in twelve months; Todd, KY's one-to-four unit structures added 39 units in Todd County, KY.