ZIP 42256 Foreclosure, Tax-Lien & Distress Report

In Logan County, Kentucky, ZIP 42256 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in institutional ownership (61/100), structural risk (50/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (19/100) stay muted. Structural risk reads 50/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (79/100), flood (NFIP) exposure (78/100).

The market reads neutral — home values rose 4.5% year on year, and 66% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $57,537, below the U.S. median near $78,000. Around 27% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. Around 13% of adults hold a bachelor's degree or higher. Roughly 10.8% live below the poverty line. The typical home is worth about $140,400 (2.1× income, relatively affordable). Population is roughly 5,052 with a median age of 43. The ZIP holds roughly 2,984 housing units.

On the whole, 42256 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 42256 at the moment; the composite and its components are still built from verifiable public records.

Whether 42256 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42256 can be compared directly against any other ZIP in Logan County, Kentucky or nationwide. Nothing here is interpolated — where a source is thin for 42256, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 42256 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 42256 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.