ZIP 42101 Property Distress & Foreclosure Data

DLRadar grades ZIP 42101 (Warren County, Kentucky) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (83/100), climate & FEMA risk (80/100). Property-level stress concentrates in structural risk (69/100), institutional ownership (65/100), construction/permit lag (44/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 69 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.4% year on year, and 20% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 63,290 people live here, median age 28. Roughly 25.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 47% owner-occupied to 53% rented. Households earn a median $49,045 — below the roughly $78,000 national figure. A median home runs $207,200 here, or 3.8 times local income. Vacancy runs 9.2%. There are about 26,751 housing units across 42101. On demographic stress specifically, 42101 scores 38/100. About 20% have a four-year degree. Rent burden reaches 42% of tenant households.

Net-net, 42101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.