ZIP 42101 Foreclosure, Tax-Lien & Distress Report

Warren County, Kentucky's ZIP 42101 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (80/100), FEMA disaster exposure (78/100)). The sharpest non-environmental signals are institutional ownership (62/100), structural risk (62/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (23/100) stay muted. The latent-versus-live split is 62/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.1% year on year, and 20% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

63,290 residents call 42101 home, typically aged 28. The poverty rate is 25.5% — high, a tax-stress and distress correlate. 47% of housing is owner-occupied. Median household income is $49,045, below the U.S. median near $78,000. The typical home is worth about $207,200 (3.8× income, relatively affordable). Vacancy runs 9.2%. The ZIP holds roughly 26,751 housing units. On demographic stress specifically, 42101 scores 38/100. Around 20% of adults hold a bachelor's degree or higher. Rent burden reaches 42% of tenant households.

Taken together, 42101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 42101 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 42101 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42101 can be compared directly against any other ZIP in Warren County, Kentucky or nationwide. Sparse data for 42101 shows as blanks, never estimates, and the score updates on every fresh public filing.

42101's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 42101 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.