Warren County, KY: Foreclosures, Tax Liens & Distressed Properties

Warren County, KY, Kentucky: 9 ZIP codes scored, Warren County, KY averaging 31/100 (moderate, Warren, KY), from 25 to 33. Warren County, KY is in its peak phase (Warren, KY confidence 18/100): Warren, KY home prices up 2.1% (Warren, KY) over twelve months. Warren County, KY lender headwind: 50/100.

Highest-scoring Warren County, KY ZIPs: 42103 (33/100), 42122 (33/100), 42159 (33/100), 42274 (33/100), 42101 (32/100), 42104 (32/100). Also scored in Warren County, KY: 42170, 42171, 42206.

Across Warren County, KY's scored ZIPs: median home value $248,389, household income $65,411, 8.0% vacancy, 10.8% poverty, 73% owner-occupied, median age 39.5.

Warren County, KY insurance distress 81/100 (#329 in the US); FEMA hazard 74/100 for Warren, KY; 12 federal disaster declarations in Warren County, KY since 2023; 14 Warren, KY NFIP flood claims, $1.0M paid; Warren, KY construction distress 54/100.

22 banks with 54 branches lend in Warren County, KY; Warren, KY weighted bank stress 62/100, highest 82/100 in Warren, KY.

Warren County, KY unemployment 3.9% (Warren, KY -0.2 pts, six months); 1,126 new housing units permitted in Warren County, KY over twelve months, Warren, KY down 4% from 1,170; Warren, KY home prices +9.5% a year (Warren, KY) over three years.

59,868 housing units in Warren County, KY; 23,468 Warren, KY renter households; 43% of Warren, KY renters spend 30%+ of income on rent, 24% (Warren, KY) half or more.

Warren County, KY ranks #922 nationally on the opportunity index (Warren, KY, among all ranked counties); Warren, KY scores 31.5/100 and Warren, KY sits #64 inside Kentucky. Warren, KY is in the watchlist opportunity phase; Warren, KY's primary driver is bank institutional, Warren, KY second driver construction; Warren, KY moved up 600 places. 62 short-sale listings across Warren, KY; 46 days on market observed in Warren, KY; 7.4% vacancy over 9 Warren, KY ZIPs.

No CFPB county sample covers Warren County, KY. The metro area reading for Warren, KY (Bowling Green, KY): 1.1% ninety-plus days late; Warren, KY's thirty-to-eighty-nine share is 2.0% (Warren, KY, December 2025 data); Kentucky overall 1.0%.

Warren County, KY has 11 watched banks; 11 Warren, KY banks sit in an elevated band. Warren, KY footprints: American Bank&Trust Co Inc (6 branches, stress 73) in Warren, KY; South Central Bank Inc (5 branches, stress 66) in Warren, KY; Morgantown Bank&Trust Co Inc (3 branches, stress 82) in Warren, KY.

HUD lists 12 assisted multifamily properties in Warren County, KY with 783 units; 206 Warren, KY units are assisted, 2 Warren, KY properties under project-based Section 8.

4,225 of the 59,868 housing units in Warren, KY sit vacant. Warren County, KY permitted 520 multifamily units in twelve months; Warren, KY's one-to-four unit structures added 606 units in Warren County, KY.