ZIP 42122 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42122 in Warren County, Kentucky comes in at 30, a moderate composite-distress reading. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (62/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (22/100) stay muted. Structurally it carries 65/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (86/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 19% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $106,919, median income runs above typical U.S. levels. Vacancy runs 8.7%. The ZIP holds roughly 2,153 housing units. Rent burden reaches 55% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 37% bachelor's-or-above. 90% of housing is owner-occupied. About 5,362 people live here, median age 44. The poverty rate is 2.9% — low. Home values center near $297,100, an affordability ratio of 2.8× — accessible.

Net-net, 42122 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 42122 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 42122 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 42122 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 42122 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 42122 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.