ZIP 42122 Property Distress & Foreclosure Data

ZIP code 42122 in Warren County, Kentucky carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (72/100), institutional ownership (65/100), construction/permit lag (44/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 72/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (86/100), FEMA disaster exposure (84/100).

The market reads expansion — home values rose 5.4% year on year, and 19% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $106,919 — above the roughly $78,000 national figure. The vacancy rate is 8.7%. The ZIP holds roughly 2,153 housing units. Around 55% of renters are cost-burdened. On demographic stress specifically, 42122 scores 26/100. About 37% have a four-year degree. The tenure split is 90% owner-occupied to 10% rented. About 5,362 people live here, median age 44. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $297,100 here, or 2.8 times local income.

Net-net, 42122 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.