ZIP 42164 Foreclosure, Tax-Lien & Distress Report

Allen County, Kentucky's ZIP 42164 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (72/100). Structurally it carries 41/100, against 7/100 of stress already in motion. Its standout signals are institutional ownership (62/100), structural risk (41/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 25% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $58,336, median income runs below typical U.S. levels. Educational attainment sits at 17% bachelor's-or-above. The tenure split is 74% owner-occupied to 26% rented. Home values center near $196,800, an affordability ratio of 3.1× — accessible. Around 32% of renters are cost-burdened. The ZIP holds roughly 7,679 housing units. The poverty rate is 15.0%. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. About 17,416 people live here, median age 41.

Net-net, 42164 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 42164 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 42164 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Allen County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 42164 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 42164 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42164 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.