ZIP 42164 Property Distress & Foreclosure Data

In Allen County, Kentucky, ZIP 42164 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (72/100). On the structural side it scores 42/100, with 7/100 of stress already active. Its standout signals are institutional ownership (63/100), structural risk (42/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.4% year on year, and 25% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $58,336 — below the roughly $78,000 national figure. About 17% have a four-year degree. The tenure split is 74% owner-occupied to 26% rented. A median home runs $196,800 here, or 3.1 times local income. Around 32% of renters are cost-burdened. The ZIP holds roughly 7,679 housing units. Roughly 15.0% live below the poverty line. The vacancy rate is 13.3% — elevated. On demographic stress specifically, 42164 scores 30/100. About 17,416 people live here, median age 41.

Net-net, 42164 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.