ZIP 42120 Property Distress & Foreclosure Data

Composite property distress in 42120 (Allen County, Kentucky) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (63/100), structural risk (42/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). On the structural side it scores 42/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (72/100)).

The expansion-phase market in 42120 posted values that rose 5.4% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $73,242, median income runs near typical U.S. levels. Around 70% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. 95% of housing is owner-occupied. The typical home is worth about $178,500 (2.3× income, relatively affordable). Population is roughly 2,595 with a median age of 38. The poverty rate is 11.4%. The vacancy rate is 22.2% — elevated. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,111 housing units.

On the whole, 42120 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.