ZIP 37186 Property Distress & Foreclosure Data

Sumner County, Tennessee's ZIP 37186 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (42/100), structural risk (40/100), mortgage stress (16/100). mortgage stress (16/100) stay muted. The latent-versus-live split is 40/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (63/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 28% of renters are cost-burdened. The poverty rate is 15.5%. The ZIP holds roughly 4,394 housing units. The vacancy rate is 13.1% — elevated. At $57,133, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. Around 9% of adults hold a bachelor's degree or higher. 10,644 residents call 37186 home, typically aged 38. The typical home is worth about $221,500 (3.4× income, relatively affordable). 68% of housing is owner-occupied.

Taken together, 37186 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.