ZIP 37048 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37048 (Sumner County, Tennessee) lands at 35/100 — moderate on DLRadar's distress scoring. Latent structural risk is 79/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (87/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (79/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

The peak-phase market in 37048 posted values that rose 1.3% over the year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,325 people live here, median age 43. The typical home is worth about $434,400 (3.9× income, relatively affordable). The vacancy rate is 5.0%. Around 30% of renters are cost-burdened. 6.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. 90% of housing is owner-occupied. Median household income is $98,012, above the U.S. median near $78,000. The ZIP holds roughly 2,513 housing units. Around 28% of adults hold a bachelor's degree or higher.

Net-net, 37048 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 37048 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 37048's 35/100 can be lined up against any neighbor in Sumner County, Tennessee or any ZIP coast to coast. Sparse data for 37048 shows as blanks, never estimates, and the score updates on every fresh public filing.

37048's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37048 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.