Sumner County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sumner County, Tennessee? DLRadar grades every Sumner County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Sumner County breakdown.
- Sumner County's most distressed ZIP is 37048 at 35/100.
- 10 ZIP codes tracked in Sumner County, averaging 32/100 distress.
- Sumner County reads peak — home values up 1.3% year over year.
- Vacancy runs 6.1% across Sumner County's tracked ZIPs, with a 9.4% poverty rate.
- The typical Sumner County home is worth about $353,180 against a ~$83,660 median income.
- Lending headwind in Sumner County sits at 43/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37048 | 35/100 |
| 2 | 37066 | 35/100 |
| 3 | 37075 | 35/100 |
| 4 | 37148 | 34/100 |
| 5 | 37022 | 32/100 |
| 6 | 37072 | 32/100 |
| 7 | 37031 | 31/100 |
| 8 | 37188 | 29/100 |
| 9 | 37186 | 28/100 |
| 10 | 37049 | 26/100 |
Most distressed ZIP codes in Sumner County (composite distress 0-100, 2026)
What is driving Sumner County distress
Nothing here is estimated: Sumner County is scored from filings alone, and its ZIPs average 32/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Sumner County market phase and pricing
Sumner County reads peak — home prices rose 1.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Sumner County
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What people ask
Which part of Sumner County, TN scores highest for distress?
ZIP 37048 leads Sumner County at 35/100, recomputed monthly from public records.
Which phase does Sumner County sit in right now?
The market phase for Sumner County is peak, prices rising 1.3% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Sumner County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 10 Sumner County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Sumner County ZIP codes?
A county average hides the spread. Across the Sumner County ZIPs DLRadar ranks, scores run from 35/100 in 37048 down to 26/100 in 37049, against a Sumner County average of 32/100. The 9-point range is the argument for ZIP-level search across Sumner County.
What do Sumner County home values and vacancy say about distressed supply?
The typical Sumner County home carries about $353,180 of value against a median household income near $83,660. Vacancy across Sumner County's tracked ZIPs runs 6.1% and the poverty rate is 9.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Sumner County's foreclosure and lien filings and its 43/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.