Sumner County, TN: Foreclosures, Tax Liens & Distressed Properties

Sumner County, Tennessee sits inside DLRadar's nationwide distress index, built entirely from public records. 10 ZIP codes are tracked county-wide, averaging 32/100 distress. Individual Sumner County ZIPs score between 26 and 35 on the 0–100 composite. Lender pressure in Sumner County registers 43/100 — a moderate bank-stress headwind.

The peak-phase county posted home values that rose 1.3% over twelve months (phase confidence 18/100). At this stage of the cycle, the opportunity narrows with opportunity concentrated by ZIP.

At +1.3% YoY and 18/100 confidence, the discount lives in outliers — target the few ZIPs carrying distress. Mid-range bank stress at 43/100 means both signal sets in play here.

By composite, 37048 (35/100), 37066 (35/100), 37075 (35/100), 37148 (34/100), 37022 (32/100), 37072 (32/100) top the county — tap any ZIP to go deeper. Other tracked Sumner County ZIPs include 37031, 37188, 37186, 37049.

Demographically, the ZIPs DLRadar tracks across Sumner County run home values averaging roughly $353,180, in line with the US, a median age of 40.1, 78% of homes owner-occupied, a 6.1% vacancy rate, a 9.4% poverty rate, household income averaging about $83,660, roughly at the national median. Taken together, they frame the depth of motivated supply and the pace of resale.

Net of it all, 32/100 over 10 ZIPs means distress here is parcel-specific where the ZIP scores point. Unlock Sumner County to see every parcel's owner, address and APN, a distress reading, the lender on title and exit timing.

The distress read for Sumner County, Tennessee is refreshed as new public records post and uses the same methodology coast to coast, so Sumner County stays directly comparable to any other market you track.

Approach Sumner County by rank rather than by average — the 32/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Sumner County data is thin.

The ZIP breakdown for Sumner County leads with 37048 (35/100), 37066 (35/100), 37075 (35/100), 37148 (34/100), 37022 (32/100), 37072 (32/100). DLRadar also scores 37031, 37188, 37186, 37049 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Sumner County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.