Sumner County, TN: Foreclosures, Tax Liens & Distressed Properties

Sumner County, TN, Tennessee: 10 ZIP codes scored, Sumner County, TN averaging 32/100 (moderate, Sumner, TN), from 26 to 36. Sumner County, TN is in its peak phase (Sumner, TN confidence 18/100): Sumner, TN home prices up 1.3% (Sumner, TN) over twelve months. Sumner County, TN lender headwind: 43/100.

Highest-scoring Sumner County, TN ZIPs: 37066 (36/100), 37075 (36/100), 37048 (35/100), 37148 (35/100), 37022 (33/100), 37072 (33/100). Also scored in Sumner County, TN: 37031, 37188, 37186, 37049.

Across Sumner County, TN's scored ZIPs: median home value $353,180, household income $83,660, 6.1% vacancy, 9.4% poverty, 78% owner-occupied, median age 40.1.

Sumner County, TN insurance distress 71/100 (#598 in the US); FEMA hazard 59/100 for Sumner, TN; 12 federal disaster declarations in Sumner County, TN since 2023; 55 Sumner, TN NFIP flood claims, $1.6M paid; Sumner, TN construction distress 98/100.

23 banks with 54 branches lend in Sumner County, TN; Sumner, TN weighted bank stress 59/100, highest 77/100 in Sumner, TN.

Sumner County, TN unemployment 3.1%; 1,407 new housing units permitted in Sumner County, TN over twelve months, Sumner, TN down 53% from 3,008; Sumner, TN home prices +10.9% a year (Sumner, TN) over three years.

83,236 housing units in Sumner County, TN; 21,306 Sumner, TN renter households; 44% of Sumner, TN renters spend 30%+ of income on rent, 19% (Sumner, TN) half or more.

Sumner County, TN ranks #1,477 nationally on the opportunity index (Sumner, TN, among all ranked counties); Sumner, TN scores 29.5/100 and Sumner, TN sits #40 inside Tennessee. Sumner, TN is in the early_signal opportunity phase; Sumner, TN's primary driver is construction, Sumner, TN second driver bank institutional; Sumner, TN moved up 119 places. 53 short-sale listings across Sumner, TN; 77 days on market observed in Sumner, TN; 5.9% vacancy over 10 Sumner, TN ZIPs.

0.9% of Sumner County, TN mortgages were ninety-plus days late in December 2025; Sumner, TN's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Sumner, TN's ninety-day rate is up 0.2 points on twelve months earlier; the Sumner, TN peak since 2008 was 4.7% in February 2010; Tennessee overall reads 0.9%.

Sumner County, TN has 9 watched banks; 9 Sumner, TN banks sit in an elevated band. Sumner, TN footprints: Lawrence Bank (7 branches, stress 64) in Sumner, TN; First Horizon Bank (4 branches, stress 58) in Sumner, TN; Farmers Bank (4 branches, stress 44) in Sumner, TN.

HUD lists 10 assisted multifamily properties in Sumner County, TN with 1,062 units; 341 Sumner, TN units are assisted, 3 Sumner, TN properties under project-based Section 8.

4,654 of the 83,236 housing units in Sumner, TN sit vacant. Sumner County, TN permitted 9 multifamily units in twelve months; Sumner, TN's one-to-four unit structures added 1,398 units in Sumner County, TN.