ZIP 37072 Foreclosure, Tax-Lien & Distress Report

In Davidson County, Tennessee, ZIP 37072 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (74/100), structural risk (73/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (89/100). Structural risk reads 73/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 11% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 28% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. The vacancy rate is 7.0%. On demographic stress specifically, 37072 scores 33/100. Households earn a median $75,514 — near the roughly $78,000 national figure. The typical home is worth about $378,100 (4.5× income). Roughly 9.8% live below the poverty line. 68% of housing is owner-occupied. The ZIP holds roughly 14,714 housing units. 32,344 residents call 37072 home, typically aged 40.

On balance 37072 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 37072 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 37072 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37072 reflects the current record instead of a stale or modeled snapshot.

The 32/100 for 37072 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 37072 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.