ZIP 37076 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37076 (Davidson County, Tennessee) lands at 33/100 — moderate on DLRadar's distress scoring. Leading the profile are structural risk (74/100), construction/permit lag (69/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (91/100)). On the structural side it scores 74/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 55% of homes, renters 45%. The poverty rate is 11.1%. Home values center near $384,400, an affordability ratio of 4.7×. Around 41% of renters are cost-burdened. Median household income is $74,555, near the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. The vacancy rate is 7.3%. On demographic stress specifically, 37076 scores 34/100. Population is roughly 38,124 with a median age of 38. The ZIP holds roughly 19,456 housing units.

On balance 37076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 37076 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Davidson County, Tennessee and the nation. 37076 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

37076's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 37076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.