ZIP 37076 Property Distress & Foreclosure Data

DLRadar grades ZIP 37076 (Davidson County, Tennessee) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), construction/permit lag (68/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 76/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.3% year on year, and 8% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Owners hold 55% of homes, renters 45%. 11.1% of residents fall below the poverty threshold. Home values center near $384,400, an affordability ratio of 4.7×. Around 41% of renters are cost-burdened. Median household income is $74,555, near the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. The vacancy rate is 7.3%. DLRadar's demographic-stress index for the area reads 34/100. About 38,124 people live here, median age 38. The ZIP holds roughly 19,456 housing units.

Net-net, 37076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.