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ZIP 37022 Foreclosure, Tax-Lien & Distress Report

Sumner County, Tennessee · Distress market

Sumner County, Tennessee's ZIP 37022 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (76/100)). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (73/100), institutional ownership (44/100). On the quiet end sit mortgage stress (18/100). The split runs 73/100 structural to 5/100 active on the ground.

The peak-phase market in 37022 posted values that rose 1.3% over the year, and 22% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,036 people live here, median age 41. Owners hold 86% of homes, renters 14%. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 5.2%. The typical home is worth about $287,900 (4.0× income, relatively affordable). DLRadar's demographic-stress index for the area reads 31/100. Median household income is $61,250, below the U.S. median near $78,000. Around 29% of renters are cost-burdened. The ZIP holds roughly 2,246 housing units. The poverty rate is 17.8% — high, a tax-stress and distress correlate.

Net-net, 37022 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37022 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 37022 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Sumner County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 37022 reflects the current record instead of a stale or modeled snapshot.

Each component behind 37022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 37022 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

32/100
Composite stress
73/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 37022

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 37022 distress snapshot

Current distress, phase, housing and lender-pressure figures for 37022, drawn from the same report attached to each property.

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Open 37022 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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