ZIP 37031 Property Distress & Foreclosure Data

Composite property distress in 37031 (Sumner County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (71/100), flood (NFIP) exposure (70/100). The sharpest non-environmental signals are structural risk (47/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 47/100 against active distress of 5/100.

The market reads peak — home values rose 2.3% year on year, and 9% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $352,600, an affordability ratio of 3.5× — accessible. Vacancy runs 6.2%. Owners hold 93% of homes, renters 7%. Educational attainment sits at 21% bachelor's-or-above. There are about 1,804 housing units across 37031. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 81% of tenant households. 6.3% of residents fall below the poverty threshold. About 3,984 people live here, median age 50. Median household income is $86,380, near the U.S. median near $78,000.

Overall 37031 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.