ZIP 37031 Foreclosure, Tax-Lien & Distress Report
Sumner County, Tennessee · Distress market
Scored on a fixed 0-100 scale, 37031 (Sumner County, Tennessee) returns a moderate composite of 31/100. Climate and flood risk are elevated too — climate & FEMA risk (71/100), flood (NFIP) exposure (70/100). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (71/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low. The latent-versus-live split is 71/100 structural and 5/100 already moving.
Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 9% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $352,600 (3.5× income, relatively affordable). Vacancy runs 6.2%. The tenure split is 93% owner-occupied to 7% rented. About 21% have a four-year degree. The ZIP holds roughly 1,804 housing units. The demographic-stress sub-score lands at 34/100. Around 81% of renters are cost-burdened. The poverty rate is 6.3% — low. About 3,984 people live here, median age 50. Households earn a median $86,380 — near the roughly $78,000 national figure.
Overall, 37031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 37031 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 37031's 31/100 can be lined up against any neighbor in Sumner County, Tennessee or any ZIP coast to coast. Sparse data for 37031 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 figure for 37031 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 37031 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 37031’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
37031 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Sumner County
Nearest ZIP codes to 37031
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Sumner County, Tennessee at ZIP, county and state level.
Get the full acquisition report for 37031
See who owns each distressed property in 37031, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology