ZIP 37151 Property Distress & Foreclosure Data

In Smith County, Tennessee, ZIP 37151 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (46/100), structural risk (42/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). On the structural side it scores 42/100, with 5/100 of stress already active.

The market reads peak — home values rose 2.3% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 22.8% — elevated. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 196 housing units. Median household income is $98,665, above the U.S. median near $78,000. About 467 people live here, median age 50. 6.0% of residents fall below the poverty threshold. Home values center near $327,500, an affordability ratio of 2.6× — accessible.

Net-net, 37151 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.