ZIP 37030 Property Distress & Foreclosure Data

DLRadar grades ZIP 37030 (Smith County, Tennessee) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100). On the structural side it scores 42/100, with 5/100 of stress already active. Property-level stress concentrates in institutional ownership (46/100), structural risk (42/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 17% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 20% of adults hold a bachelor's degree or higher. 7,889 residents call 37030 home, typically aged 44. 71% of housing is owner-occupied. Around 36% of renters are cost-burdened. The poverty rate is 14.8%. The ZIP holds roughly 3,386 housing units. At $57,510, median income runs below typical U.S. levels. The vacancy rate is 5.9%. The demographic-stress sub-score lands at 32/100. The typical home is worth about $252,600 (3.9× income, relatively affordable).

Overall, 37030 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.