ZIP 37030 Foreclosure, Tax-Lien & Distress Report
Smith County, Tennessee · Distress market
DLRadar grades ZIP 37030 (Smith County, Tennessee) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). The latent-versus-live split is 39/100 structural and 5/100 already moving. The sharpest non-environmental signals are institutional ownership (42/100), structural risk (39/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (18/100).
The market reads peak — home values rose 1.3% year on year, and 17% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 20% have a four-year degree. About 7,889 people live here, median age 44. Owners hold 71% of homes, renters 29%. Around 36% of renters are cost-burdened. 14.8% of residents fall below the poverty threshold. There are about 3,386 housing units across 37030. Households earn a median $57,510 — below the roughly $78,000 national figure. Vacancy runs 5.9%. The demographic-stress sub-score lands at 32/100. Home values center near $252,600, an affordability ratio of 3.9× — accessible.
On balance 37030 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 37030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. 37030 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
37030's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 37030 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 37030
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 37030 by the numbers
A live read on 37030: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Smith County
Nearest ZIP codes to 37030
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Further distress data across Smith County, Tennessee at ZIP, county and state level.
Open the complete 37030 acquisition file
Get every distressed property in 37030 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology