ZIP 38567 Foreclosure, Tax-Lien & Distress Report
Smith County, Tennessee · High Vacancy market
Composite property distress in 38567 (Smith County, Tennessee) lands at 17/100 — low on DLRadar's public-record scoring. On the structural side it scores 39/100, with 5/100 of stress already active. The pressure is most legible in institutional ownership (40/100), structural risk (39/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (17/100) stay muted.
Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 24% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $105,625, above the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 30/100. There are about 499 housing units across 38567. The poverty rate is 14.2%. Around 26% of adults hold a bachelor's degree or higher. A median home runs $340,500 here, or 3.1 times local income. The vacancy rate is 20.7% — elevated. Rent burden reaches 34% of tenant households. About 1,035 people live here, median age 51.
Net-net, 38567 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38567 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 38567's 17/100 can be lined up against any neighbor in Smith County, Tennessee or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 38567 reflects the current record instead of a stale or modeled snapshot.
The 17/100 figure for 38567 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 38567 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 38567 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 38567 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 38567, drawn from the same report attached to each property.
Nearby ZIPs in Smith County
Related reports across Smith County, Tennessee
Further distress data across Smith County, Tennessee at ZIP, county and state level.
See every distressed parcel in 38567
The full 38567 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology