ZIP 38548 Foreclosure, Tax-Lien & Distress Report

In Putnam County, Tennessee, ZIP 38548 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 49/100 structural and 0/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Its standout signals are structural risk (49/100), construction/permit lag (46/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100).

The peak-phase market in 38548 posted values that rose 1.8% over the year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

1,217 residents call 38548 home, typically aged 50. Home values center near $268,600, an affordability ratio of 3.7× — accessible. The vacancy rate is 18.3% — elevated. DLRadar's demographic-stress index for the area reads 27/100. 11.8% of residents fall below the poverty threshold. At $56,979, median income runs below typical U.S. levels. 93% of housing is owner-occupied. The ZIP holds roughly 588 housing units. Rent burden reaches 0% of tenant households. Educational attainment sits at 7% bachelor's-or-above.

Taken together, 38548 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38548 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 38548 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Putnam County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 38548 reflects the current record instead of a stale or modeled snapshot.

38548's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 38548 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.