ZIP 38501 Foreclosure, Tax-Lien & Distress Report
Putnam County, Tennessee · High Poverty market
Scored purely from public records, 38501 (Putnam County, Tennessee) returns a low composite of 18/100. The split runs 39/100 structural to 4/100 active on the ground. The sharpest non-environmental signals are structural risk (39/100), construction/permit lag (33/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (14/100) stay muted.
The peak-phase market in 38501 posted values that rose 2.0% over the year, and 14% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $50,923, below the U.S. median near $78,000. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 31% bachelor's-or-above. There are about 19,357 housing units across 38501. The typical home is worth about $284,600 (4.8× income). Population is roughly 42,422 with a median age of 32. Rent burden reaches 46% of tenant households. On demographic stress specifically, 38501 scores 39/100. The tenure split is 49% owner-occupied to 51% rented. The vacancy rate is 8.9%.
On balance 38501 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 38501 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 38501's 18/100 can be lined up against any neighbor in Putnam County, Tennessee or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 38501, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 38501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 38501 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 38501
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 38501 Stress Report snapshot
A live read on 38501: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Putnam County ZIPs near 38501
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