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ZIP 38506 Foreclosure, Tax-Lien & Distress Report

Putnam County, Tennessee · Distress market

On DLRadar's 0-100 public-record scale, ZIP 38506 in Putnam County, Tennessee comes in at 17, a low composite-distress reading. Leading the profile are structural risk (36/100), construction/permit lag (33/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (12/100) stay muted. Structural exposure scores 36 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 17% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $288,100 (4.1× income). Vacancy runs 5.0%. 71% of housing is owner-occupied. 13.4% of residents fall below the poverty threshold. 29,657 residents call 38506 home, typically aged 42. At $63,051, median income runs below typical U.S. levels. Rent burden reaches 35% of tenant households. About 31% have a four-year degree. There are about 13,155 housing units across 38506. On demographic stress specifically, 38506 scores 31/100.

Net-net, 38506 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 38506's 17/100 can be lined up against any neighbor in Putnam County, Tennessee or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 38506 shows blanks, not estimates, wherever the record is sparse.

38506's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38506 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
36/100
Structural risk
4/100
Distress activity

What is driving ZIP 38506’s distress

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk54
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 38506 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 38506, drawn from the same report attached to each property.

Loading ZIP 38506 stress data…

Neighbouring ZIPs in Putnam County

Related reports across Putnam County, Tennessee

Further distress data across Putnam County, Tennessee at ZIP, county and state level.

The complete 38506 distress and acquisition report

Pull every distressed parcel in 38506 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Deterministic. Every signal traces to a public dataset · methodology

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