ZIP 38506 Property Distress & Foreclosure Data

In Putnam County, Tennessee, ZIP 38506 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (61/100), structural risk (44/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (12/100) stay muted. Structural risk reads 44/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 17% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $288,100 (4.1× income). Vacancy runs 5.0%. 71% of housing is owner-occupied. The poverty rate is 13.4%. 29,657 residents call 38506 home, typically aged 42. At $63,051, median income runs below typical U.S. levels. Rent burden reaches 35% of tenant households. Around 31% of adults hold a bachelor's degree or higher. There are about 13,155 housing units across 38506. The demographic-stress sub-score lands at 31/100.

Overall, 38506 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.