ZIP 38545 Property Distress & Foreclosure Data

Jackson County, Tennessee's ZIP 38545 registers 20/100 composite distress, which DLRadar reads as low. On the structural side it scores 46/100, with 5/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (46/100), institutional ownership (41/100). mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 22/100. Around 15% of renters are cost-burdened. The poverty rate is 10.5%. Around 18% of adults hold a bachelor's degree or higher. At $59,375, median income runs below typical U.S. levels. 1,545 residents call 38545 home, typically aged 31. The ZIP holds roughly 793 housing units. The vacancy rate is 14.7% — elevated. The typical home is worth about $118,100 (1.8× income, relatively affordable). 74% of housing is owner-occupied.

Taken together, 38545 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.