ZIP 38545 Foreclosure, Tax-Lien & Distress Report

Jackson County, Tennessee's ZIP 38545 registers 20/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (47/100), structural risk (45/100), institutional ownership (41/100). mortgage stress (16/100) stay muted. Structural exposure scores 45 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (68/100)).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 15% of tenant households. The poverty rate is 10.5%. About 18% have a four-year degree. Households earn a median $59,375 — below the roughly $78,000 national figure. About 1,545 people live here, median age 31. There are about 793 housing units across 38545. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $118,100 (1.8× income, relatively affordable). 74% of housing is owner-occupied.

Net-net, 38545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38545 at the moment; the composite and its components are still built from verifiable records.

The 38545 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 38545 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Tennessee. Sparse data for 38545 shows as blanks, never estimates, and the score updates on every fresh public filing.

38545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 38545 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.