ZIP 38503 Property Distress & Foreclosure Data

Composite property distress in 38503 (Putnam County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The latent-versus-live split is 48/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (48/100), institutional ownership (30/100). institutional ownership (30/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On balance, 38503 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
48/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 38503

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk66
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Putnam County

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Deterministic. Every signal traces to a public dataset · methodology