ZIP 38580 Foreclosure, Tax-Lien & Distress Report

ZIP 38580's composite property-distress score is 10/100 - DLRadar classes that as minimal for Overton County, Tennessee. What sets it apart are the readings on institutional ownership (25/100), structural risk (20/100), construction/permit lag (17/100). By contrast, construction/permit lag (17/100) and mortgage stress (13/100) register low. Structurally it carries 20/100, against 4/100 of stress already in motion.

The peak-phase market in 38580 posted values that rose 2.0% over the year, and 17% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,628 residents call 38580 home, typically aged 46. The tenure split is 81% owner-occupied to 19% rented. Home values center near $246,100, an affordability ratio of 3.5× — accessible. Educational attainment sits at 20% bachelor's-or-above. Rent burden reaches 42% of tenant households. The vacancy rate is 15.6% — elevated. The poverty rate is 10.6%. Households earn a median $59,207 — below the roughly $78,000 national figure. The ZIP holds roughly 732 housing units. The demographic-stress sub-score lands at 31/100.

Taken together, 38580 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 38580 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 38580 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Overton County, Tennessee and the nation. Where the public record is thin for 38580, the field stays empty rather than modeled, and fills in as new documents post.

38580's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38580 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.