ZIP 38574 Property Distress & Foreclosure Data

In Putnam County, Tennessee, ZIP 38574 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 41/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (60/100), structural risk (41/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (12/100).

The peak-phase market in 38574 posted values that rose 3.2% over the year, and 68% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 8,812 with a median age of 42. Around 47% of renters are cost-burdened. About 12% have a four-year degree. The vacancy rate is 13.1% — elevated. On demographic stress specifically, 38574 scores 33/100. The ZIP holds roughly 3,989 housing units. A median home runs $196,800 here, or 3.4 times local income. Households earn a median $52,043 — below the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented.

On the whole, 38574 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.