ZIP 38582 Foreclosure, Tax-Lien & Distress Report

Putnam County, Tennessee's ZIP 38582 registers 15/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (35/100), structural risk (33/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (12/100) register low. On the structural side it scores 33/100, with 3/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 51% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $245,300, an affordability ratio of 3.5× — accessible. The vacancy rate is 10.8%. 1,982 residents call 38582 home, typically aged 41. There are about 717 housing units across 38582. Around 28% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. Households earn a median $68,889 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 22/100. 94% of housing is owner-occupied. 6.7% of residents fall below the poverty threshold.

On balance 38582 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38582 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 38582 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Putnam County, Tennessee and the nation. Sparse data for 38582 shows as blanks, never estimates, and the score updates on every fresh public filing.

38582's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 38582 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.