ZIP 38582 Property Distress & Foreclosure Data

ZIP code 38582 in Putnam County, Tennessee carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (41/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low. Structural risk reads 41/100 against active distress of 3/100.

The market reads peak — home values rose 4.1% year on year, and 51% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $245,300, an affordability ratio of 3.5× — accessible. Vacancy runs 10.8%. About 1,982 people live here, median age 41. There are about 717 housing units across 38582. Educational attainment sits at 28% bachelor's-or-above. Rent burden reaches 0% of tenant households. Median household income is $68,889, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100. Owners hold 94% of homes, renters 6%. 6.7% of residents fall below the poverty threshold.

Net-net, 38582 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.