ZIP 37012 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Tennessee's ZIP 37012 registers 19/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (63/100), structural risk (42/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (14/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 38% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 18.7% — high, a tax-stress and distress correlate. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 12% bachelor's-or-above. Households earn a median $51,902 — below the roughly $78,000 national figure. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. There are about 1,003 housing units across 37012. The typical home is worth about $237,600 (4.4× income). About 2,149 people live here, median age 34. Owners hold 72% of homes, renters 28%.

On the whole, 37012 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 37012 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 37012's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 37012 reflects the current record instead of a stale or modeled snapshot.

Behind 37012's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 37012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.