ZIP 37012 Property Distress & Foreclosure Data

DLRadar grades ZIP 37012 (Dekalb County, Tennessee) at a low 18/100 for overall property distress. On the structural side it scores 39/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (44/100), structural risk (39/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 38% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 18.7% — high, a tax-stress and distress correlate. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. Around 12% of adults hold a bachelor's degree or higher. At $51,902, median income runs below typical U.S. levels. The vacancy rate is 15.2% — elevated. The ZIP holds roughly 1,003 housing units. The typical home is worth about $237,600 (4.4× income). 2,149 residents call 37012 home, typically aged 34. 72% of housing is owner-occupied.

Taken together, 37012 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.