ZIP 38581 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38581 (Warren County, Tennessee) lands at 18/100 — low on DLRadar's public-record scoring. Structurally it carries 40/100, against 5/100 of stress already in motion. Leading the profile are construction/permit lag (54/100), structural risk (40/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (15/100) stay muted.

The market reads peak — home values rose 2.4% year on year, and 14% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $54,784, below the U.S. median near $78,000. The demographic-stress sub-score lands at 32/100. 15.4% of residents fall below the poverty threshold. A median home runs $182,500 here, or 3.0 times local income. Rent burden reaches 56% of tenant households. Around 15% of adults hold a bachelor's degree or higher. Population is roughly 3,965 with a median age of 50. There are about 2,018 housing units across 38581. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Owners hold 86% of homes, renters 15%.

Net-net, 38581 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38581 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 38581's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38581, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 38581 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 38581 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.