ZIP 38581 Property Distress & Foreclosure Data

Warren County, Tennessee's ZIP 38581 registers 19/100 composite distress, which DLRadar reads as low. On the structural side it scores 43/100, with 5/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (43/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 14% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,784, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. The poverty rate is 15.4%. The typical home is worth about $182,500 (3.0× income, relatively affordable). Around 56% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. 3,965 residents call 38581 home, typically aged 50. The ZIP holds roughly 2,018 housing units. The vacancy rate is 13.5% — elevated. 86% of housing is owner-occupied.

Taken together, 38581 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.