ZIP 38587 Foreclosure, Tax-Lien & Distress Report
White County, Tennessee · Distress market
ZIP code 38587 in White County, Tennessee carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 31/100 structural to 3/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (31/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (11/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 19/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 6.0%. DLRadar's demographic-stress index for the area reads 31/100. Roughly 10.7% live below the poverty line. Educational attainment sits at 28% bachelor's-or-above. Around 32% of renters are cost-burdened. About 1,169 people live here, median age 48. At $39,789, median income runs below typical U.S. levels. The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 639 housing units. A median home runs $249,600 here, or 5.1 times local income.
Overall, 38587 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 38587 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 38587 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. 38587 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 14/100 figure for 38587 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38587 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 38587
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 38587 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 38587 acquisition file
The full 38587 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology