White County, TN: Foreclosures, Tax Liens & Distressed Properties
White County, TN, Tennessee: 5 ZIP codes scored, White County, TN averaging 15/100 (low, White, TN), from 11 to 21. White County, TN is in its peak phase (White, TN confidence 19/100): White, TN home prices up 2.0% (White, TN) over twelve months. White County, TN lender headwind: 13/100.
Highest-scoring White County, TN ZIPs: 38506 (21/100), 38579 (15/100), 38583 (15/100), 38587 (15/100), 38559 (11/100).
Across White County, TN's scored ZIPs: median home value $226,560, household income $59,723, 8.8% vacancy, 17.7% poverty, 81% owner-occupied, median age 40.8.
White County, TN insurance distress 21/100 (#2,273 in the US); FEMA hazard 40/100 for White, TN; 6 federal disaster declarations in White County, TN since 2023; White, TN construction distress 47/100.
5 banks with 6 branches lend in White County, TN; White, TN weighted bank stress 49/100, highest 67/100 in White, TN.
White County, TN unemployment 4.1% (White, TN -0.4 pts, six months); 187 new housing units permitted in White County, TN over twelve months, White, TN up 3% from 182; White, TN home prices +12.5% a year (White, TN) over three years.
12,335 housing units in White County, TN; 2,448 White, TN renter households; 29% of White, TN renters spend 30%+ of income on rent, 19% (White, TN) half or more.
White County, TN ranks #2,543 nationally on the opportunity index (White, TN, among all ranked counties); White, TN scores 25.7/100 and White, TN sits #83 inside Tennessee. White, TN is in the weak opportunity phase; White, TN's primary driver is bank institutional, White, TN second driver vacancy; White, TN moved up 235 places. 3 short-sale listings across White, TN; 55 days on market observed in White, TN; 9.5% vacancy over 5 White, TN ZIPs.
No CFPB county sample covers White County, TN. The non-metro area reading for White, TN: 1.3% ninety-plus days late; White, TN's thirty-to-eighty-nine share is 3.3% (White, TN, December 2025 data); Tennessee overall 0.9%.
White County, TN has 4 watched banks; 4 White, TN banks sit in an elevated band. White, TN footprints: Citizens Bank (2 branches, stress 37) in White, TN; First Horizon Bank (1 branch, stress 58) in White, TN; One Bank Of Tennessee (1 branch, stress 52) in White, TN.
HUD lists 4 assisted multifamily properties in White County, TN with 107 units; 104 White, TN units are assisted, 1 White, TN properties under project-based Section 8.
1,109 of the 12,335 housing units in White, TN sit vacant. White County, TN permitted 0 multifamily units in twelve months; White, TN's one-to-four unit structures added 187 units in White County, TN.