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ZIP 38583 Foreclosure, Tax-Lien & Distress Report

White County, Tennessee · Distress market

DLRadar grades ZIP 38583 (White County, Tennessee) at a minimal 14/100 for overall property distress. The latent-versus-live split is 31/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (42/100), structural risk (31/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (11/100) stay muted.

The market reads peak — home values rose 2.1% year on year, and 21% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 9.8%. The poverty rate is 14.3%. At $58,285, median income runs below typical U.S. levels. Owners hold 77% of homes, renters 23%. Around 14% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 31/100. Around 33% of renters are cost-burdened. Population is roughly 25,739 with a median age of 44. The typical home is worth about $207,800 (3.4× income, relatively affordable). There are about 11,389 housing units across 38583.

Net-net, 38583 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 38583 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 38583 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 38583 stays directly comparable to neighboring ZIPs and the rest of White County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 38583 shows blanks, not estimates, wherever the record is sparse.

Behind 38583's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 38583 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

14/100
Composite stress
31/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 38583

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk38
Another 9 scored dimensions sit behind 38583

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 38583 by the numbers

Current distress, phase, housing and lender-pressure figures for 38583, drawn from the same report attached to each property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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