ZIP 37723 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37723 (Cumberland County, Tennessee) at a low 16/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (62/100). The sharpest non-environmental signals are structural risk (33/100), institutional ownership (23/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (11/100) stay muted. Structural risk reads 33/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,307 residents call 37723 home, typically aged 46. The typical home is worth about $167,700 (2.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 28/100. Median household income is $59,028, below the U.S. median near $78,000. The vacancy rate is 15.2% — elevated. 8.5% of residents fall below the poverty threshold. The ZIP holds roughly 803 housing units. Rent burden reaches 45% of tenant households. 83% of housing is owner-occupied. About 8% have a four-year degree.

Net-net, 37723 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 37723 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 37723's 16/100 can be lined up against any neighbor in Cumberland County, Tennessee or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 37723, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

37723's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 37723 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.